
Gym Equipment Financing & Leasing:
Flexible Solutions for Your Fitness Business
We understand that outfitting a gym can be a significant investment. Fitness equipment financing or leasing allows you to spread the cost over time, preserving your capital for other business needs like marketing, staffing, or facility upgrades.
Whether you're opening a new gym or upgrading existing equipment, our financing solutions make it easier to access top-quality fitness equipment.
Calculate your rate estimate in seconds! Follow the link below to build your financing application.
GET YOUR RATE
Tailored fitness equipment financing options to equip your gym without breaking the bank.

Wide range of commercial equipment financing vendors
We work with 10 different reputable financing partners to provide you flexibility with your lending plan. Contact us for more information.

Financing for different credit statuses and scenarios
Our commercial fitness equipment financing solutions work with various credit situations and scenarios.

24 – 84 month payment plans
We work with you to find the best payment plan, powered by our diverse network of finance partners, to give you peace of mind when it comes to your equipment needs.

Why Finance Gym Equipment with Ardent Fitness?
Our gym equipment financing solutions are designed to help you succeed. Here’s why gym owners trust us:
- Competitive Rates: Affordable financing plans tailored to your budget.
- Fast Approvals: Get approved quickly to start equipping your gym sooner.
- Expert Guidance: Our team helps you navigate financing options to find the best fit.
- Top Brands: Finance high-quality equipment from leading fitness brands.
Benefits of Financing Equipment for Your Gym
Buying equipment outright may suit gyms with long-term plans to use the same equipment for years. The top benefits of financing gym equipment:

CASH FLOW MANAGEMENT
Financing requires lower upfront costs, freeing up capital for other investments.

FLEXIBILITY
Our commercial fitness equipment financing solutions work with various credit situations and scenarios.

TAX BENEFITS
You may be able to deduct 100% of your loan payments when you finance workout equipment.

What are the Advantages of Leasing Fitness Equipment?
PREVENTATIVE MAINTENANCE THAT PAYS OFF YEAR AFTER YEAR
Many smaller gyms or startups often prefer leasing to minimize upfront costs. Leasing preserves cash flow, offers flexibility to upgrade, and may include maintenance as part of the package.
The cost to lease gym equipment varies based on factors like equipment type, lease term, and your credit profile. On average, leasing can cost between $500 and $5,000 per month, depending on the scale of your gym. Contact us to discuss the option that’s best for you and your facility.
- Minimize upfront costs
- Preserve cash flow
- Maintain flexibility to upgrade equipment
Frequently Asked Questions (FAQs)
Leasing costs typically range from $500 to $5,000 per month, depending on equipment and lease terms. Contact us for a custom quote.
It depends on the gym’s goals. Leasing offers flexibility and lower upfront costs, while buying is ideal for long-term ownership. We offer solutions for both.
Leasing preserves cash flow, offers flexibility to upgrade, and may include maintenance. Buying provides ownership and long-term savings. We’ll help you decide what’s best.

Get Started with Gym Equipment Financing Today
Ready to equip your gym with the best fitness equipment? Our team at Ardent Fitness is here to help you navigate fitness equipment financing. Fill out our simple application to explore your options and get a personalized financing plan.